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Tuesday, October 27, 2009

No "opt out" clause

The insurance companies keep doing what they can to take care of themselves--but take advantage of us.

First, we should have had the "single-payer" option with this coming health care reform so we can reduce what waste we can in paperwork, at minimum, that courses through our health care system.

There are 1300 insurance companies in the US and each one has their own forms, as we all know.

That creates untold waste in paper, time, energy and so, money.

Unfortunately, according to Matt Taibbi and Rolling Stone magazine, President Obama gave this $350 billion dollar a year savings tool away to the insurance industry and their lobbyists at the beginning of our negotiations for this reform.

That shouldn't have happened.

That wasn't in our best interests.

Second, we should have the "public option" for insurance, absolutely.

We are one of the only countries in the world that lets insurance companies make huge, ugly profits on health care insurance.

It's "blood money", for sure, let's be clear.

Government-run (yes, government-run) health insurance is the only thing that makes sense when it comes to being covered. Lots of other countries still have successful, private insurance companies and industries while, at the same time, having government-run health insurance, too. It can work. But we have to let it. (See any of the last 3 links below and/or do a Google search for "T R Reid Health Care").

We have to get the costs of health insurance down, that's all there is to it.

The ongoing annual increases are eating us alive--both businesses and citizens--you and me, out here in the real world.

Six to 8 to 13 percent increases (mine, this very minute, is an 8 to 13 percent increase option I have, depending on which deductible rate I accept), are devouring our economies. This inflation is unworkable, not just unacceptable.

And now we have the spineless, cowering Congress, kowtowing further for and to the insurance industry by throwing this ridiculous "opt out" clause in our negotiations.

The thought is, sure, if you must have this awful reform we don't want, then let's throw in the good-sounding "opt-out" idea, so if whole states don't want to go down this government-insurance way, they can choose to "opt out".

Except what it does is further guarantee insurance agencies their increases, at least for a few years, while strapping all the rest of us to ever-higher costs.

It's insane.

The insurance industry and their lobbyists are throwing millions of dollars at our representatives in an effort to get what they want and stiff the American public.

Don't fall for it, folks.

"Opt-out" is not in our best interests.

Far from it.

Now, today, Joe Lieberman says he will filibuster to keep the "public option" out of this bill.

(Bang head here)

Links:
http://www.rollingstone.com/nationalaffairs/index.php/2009/08/19/matt-taibbi-on-health-care-reform-sick-and-wrong/

http://www.rollingstone.com/videos/video/29735557
/matt_taibbi_on_healthcare_sick_and_wrong

http://www.npr.org/templates/story/story.php?storyId=114209669

http://www.npr.org/templates/story/story.php?storyId=112172939

http://www.washingtonpost.com/wp-dyn/content/article/2009/08/21/AR2009082101778.html

http://fora.tv/2009/09/14/TR_Reid_The_Healing_of_America

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